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Why should you apply for AU Altura Plus Credit Card?

Credit cards have become an essential component of our daily life. It assists customers in a variety of ways, from purchasing a sofa set to paying bills. Due to their growing popularity, lenders are introducing new credit cards that appeal to a variety of demands. One of them is the AU Altura Plus Credit Card. It was created to provide users with numerous benefits and different channels to redeem rewards. If you are searching for a credit card with a lot of perks, this is the one to choose. Here you can avail of perks such as amazing cashback, the redemption of rewards, milestone benefits, complimentary railway lounge access, and so on. Keep reading the article to understand “Why should you apply for an AU Altura Plus Credit Card?”

What are the advantages of the AU Small Finance Bank Altura Plus Credit Card?

These are the following benefits you can avail of the AU Small Bank Altura Plus Credit Card:

  • The AU Bank Altura Plus Credit Card provides welcome benefits to its customers.  When you sign up for the credit card, you will receive Rs. 500 in gift vouchers for spending Rs. 10,000 within 60 days of card activation.
  • Get up to 1.0% cash back at merchant stores.
  • You will receive 1 reward point for every Rs. 100 spent on retail.
  • You will be awarded 2x reward points for all online transactions.
  • In a calendar month on your total of Rs. 20000 spendings, you will get additional bonus reward points.
  • Complimentary railway lounge access for up to 2 every year. However, it is only applicable if you use the VISA Card at railway stations in any of the following cities, New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
  • Fuel surcharges waiver of 1% across all the petrol pumps in the country.
  • The reward you earn through the AU Altura Plus Credit Card can be used to redeem for E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings, and much more.
  • The AU Bank Altura Plus Credit Card has zero liability, which protects you from fraudulent transactions that may occur if your card is lost or stolen. According to bank requirements, you should report the loss to the bank as soon as feasible otherwise you may not be eligible for the same.
  • Your AU Credit Card is backed with contactless technology. It helps to make a faster and more secure payment gateway. 
  • It comes with add-on card features. With this, you can offer the AU Altura Plus, Credit Card, to your loved ones. 

What is the fee for obtaining the AU Small Finance Bank Altura Plus Credit Card?

The AU Altura Plus Credit Card comes with a small membership fee. You only need to spend Rs. 499 + taxes and Rs. 499 renewal charges to receive the credit card. With this tiny membership price, you receive great benefits. 


The AU Altura Credit Card is giving high competition in the market. Furthermore, it is considered one of the best credit cards for free railway lounge access. So, if you’re looking for a credit card that provides free entry to railway lounges, you should definitely try it out. It is worthwhile to purchase. The AU Credit Card can be obtained by visiting the official website. Individuals between the ages of 18 and 21 can, therefore, obtain the card. Further, to get the AU Altura Plus Credit Card, you must also provide documents such as an adhar card, PAN card, proof of address, proof of identity, and evidence of income. If necessary, the bank may request more documentation. As per the AU Bank right now only Indian citizens are eligible to apply for the AU Altura Plus Credit Card.