The State Bank of India, or SBI, is one of many Indians’ elite banking institutions. SBI was established in 1975 and has been providing community banking services countrywide since. It is one of the largest public sector financial institutions, headquartered in Mumbai, with branches spread across the country.
According to Forbes, it is the world’s tenth most reputable financial firm. It provides its customers with several tools and features that allow them to have a simple and uncomplicated banking system in their lives.
If you have a bank account with the State Bank of India or you wish to be associated with one of the largest nationalized Indian banks in the near future, then remember to check your account balance frequently. You can do the same by employing the methods described in this article.
SBI offers toll-free numbers for balance inquiry
The State Bank of India customers can check their account balance by calling a toll-free number. They can only do this with the mobile number that has been registered with the bank and linked to their accounts. This service allows them to receive their mini statements and other details.
State Bank of India customers can also utilize SMS banking to view their bank account balance or obtain a small statement. They can do so by dialing the toll-free number from the keypad and then sending an SMS from their registered cell phone.
To get an Account Balance
You can follow either of the 2 methods:
- You can leave a missed call at 09223766666
- Send the keyword “BAL” to 09223766666
To get a mini statement of your State Bank Of India account
You can follow either of the 2 methods:
- Send a missed call to 09223866666
- Send the message “MSTMT” to 09223866666
What are the popular ways to check the account balance?
There are multiple ways through which you can check your SBI account balance:
You can check your balance through SBI Net banking
Step 1: If you have an account with SBI, you first need to register your account for net banking.
Step 2: The bank will provide you with a unique login ID and password.
Step 3: You will need these two details to get into the online banking system and verify your account information.
Step 4: From here, you may inquire about your balance, apply for personal loans, and easily transfer funds.
Use the SBI SMS service for checking account balance
To use this service, you must register your cell phone at the SBI branch, where you hold an account. With the registered number, send an SMS “REG<space>Account Number” to 09223488888. After doing this, you will receive the information through SMS to your phone number. You will receive notifications whenever there is a credit or debit from your account. The SMS charges will be deducted from your bank account every month. However, these charges are significantly less.
Check the account balance through the mobile app
SBI is aware that mobile banking is currently one of the most popular and simple techniques among teenagers and adults. As a result, they have developed a series of banking applications that you can download and install from the app store.
Along with these, there are user-friendly instructions provided by the app itself that you need to follow to check out your account balance. Popular apps include SBI Yono, SBI Quick, and SBI Anywhere Saral. These applications make banking tasks enjoyable and efficient for SBI clients.
SBI Yono
SBI customers can use mobile banking with the SBI YONO app on their Android or iOS devices. To log in, you can set your net banking credentials. The new app offers a range of features to SBI customers, such as balance inquiries & account management.
SBI Anywhere Saral
SBI Net banking came out with a new AI-powered app that allows you to make transactions such as transferring funds, recharging your mobile phone, checking your balance, and generating statements. But this app is mainly used by corporate customers who have an account with SBI.
SBI Quick
To sign up for an account with SBI, you’ll need to install the SBI Quick app on your iOS or Android phone. Download it from the app store and follow the login process afterward. But there are also other ways to use this app. Even if you don’t have access to the internet, you can still send an SMS or call the SBI toll-free number. There are customized menu options for these situations.
You can use Missed Call Banking to check your account balance
Missed Call Banking is one of the traditional techniques for checking your account balance, obtaining a mini statement or E-statement, or even generating your ATM pin and the ATM Configuration.
You have to follow a simple procedure- text ‘REG<SPACE>Account Number’ to 09223488888 from your registered cellphone number. You will receive a confirmation message from SBI once the service has been activated for you.
Use your SBI ATM card to get the account details
To use this technique, you must obtain an SBI Debit ATM card from the SBI branch where you have an account. Once issued, go to the local ATM center, swipe the card into the machine, and choose “Balance Enquiry” from the ATM’s screen. Then enter your ATM card’s four-digit PIN. The ‘Balance Enquiry’ option will provide you with the most recent balance information. You will see the account balance directly over there.
If you want to get a mini statement, click on the option “Mini Statement” your account’s mini statement will be generated in minutes. You will get the information about the last 10 transactions from your bank account.
One of the most common questions customers have about State Bank of India is how many free ATM transactions are there per month? State Bank of India (SBI) customers are allowed a limited number of free ATM transactions per month, and when this limit is exceeded, any subsequent transactions at the ATMs are subject to a fee. So you should use other methods for balance checking.
Send SMS “BAL” to 09223766666 for enquiring about your account balance.
Wouldn’t it be great to see all of your account’s transactions in the last few days, or to be able to check your balance even if you don’t have an internet connection? Send an SMS to 09223866666 to accomplish this. When you do this, you will instantly receive a mini statement within a few seconds containing the information of the most recent transactions on your account in a detailed way. You can also get up-to-date account balance information by texting “BAL” to 09223866666.
SBI Passbook can also be used to enquire about the account balance
When you create an account with SBI, you will be handed a passbook that contains all of your bank account’s transaction records. Keep your passbook updated to date at all times. You can always check your account’s current balance and view a record of your debit and credit activities using your updated passbooks for your convenience.
To update your passbook, go to your local SBI branch. Even though there are other means of obtaining balance information accessible today, this approach is still employed since many individuals, particularly in rural areas, are still afraid to use online banking or mobile banking services.
Related Articles: How to Check Bank Balance without Visiting Bank
Conclusion
At least once a day, you should remember to check your account balance. This way, you’ll know how much money you have on hand in case of an emergency. You can check if the funds received from the sender have been credited to the account.
You can detect unnecessary spending by reviewing your account statement every month. Tracking balances and transactions is a smart approach to achieve this. The data can then be used to generate a long-term budget.
